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Reverse lease

Reverse Leasing – What it is

SIS CREDIT AD offers fast and easy financing through reverse lease. Although not so popular in Bulgaria, it is an option from which both natural and legal persons can be used. However, in a number of countries around the world, this is one of the often used forms of funding.

Thus, for example, an enterprise can continue to operate and produce, despite a financial difficulty. In the example with the company, it sells its equipment to a company offering a leaseback and instead receives money. Since the method involves leasing back the equipment sold, the same undertaking continues to use its machines by ‘paying’ them in the normal way.

Another example is real estate, whether private or corporate. This is a common way to pay a mortgage loan on a property that is covered by a reverse lease, and the company or the owner continues to use the rented / leased property to the lessor.

Leasing is a type of financial transaction that facilitates the use or acquisition of an asset. It is a modern way of financing the investment activity of the company.
Under finance leases, the lessor transfers ownership of the lease to the lessee after all lease payments have been made. Notwithstanding the fact that the lease is the property of the lessor, the lease is accounted for as a fixed asset to the lessee and amortized. Interest in monthly repayments is also recognized as a lessee’s expense. Financial leasing by SIS CREDIT could be used for purchase of vehicles (new or second-hand), purchase of machinery and specialized equipment, agricultural equipment and attachments, as well as acquisition of any fixed tangible assets. The product is suitable for individuals and legal entities.

We offer you:
– Amounts: from 2000 to 50 000 leva.
– Deadline: from 3 to 60 months
– Fixed annual interest rate: from 15% to 24%
– One-time drawdown fee: 1.5%
– No application fees
– No fees for full or partial early repayment
– Initial payment required – minimum 20%

Reverse (reverse) lease is a variant of a finance lease where the lessor buys the lease asset from the lessee and then provides it for use under the terms of a lease. Under this leasing scheme, the supplier (seller) and the lessee are the same natural or legal person.
The owners of real estates – apartment, house, villa, commercial building, administrative building, warehouse, agricultural land, regulated plot, etc., could benefit from a reverse lease from SIS CREDIT. The product is suitable for individuals and legal entities.

We offer you:
– Amounts: from 2000 to 50 000 leva.
– Deadline: from 3 to 60 months
– Fixed annual interest rate: from 15% to 24%
– One-time drawdown fee: 1.5%
– No application fees
– No fees for full or partial early repayment

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