Leasing is a type of financial transaction that facilitates the use or acquisition of an asset. It is a modern way of financing the investment activity of the company. According to the most common classification, there are mainly three types of leasing contracts – financial, operational and reverse (reverse). In order for a leasing transaction to take place, it is necessary to conclude a contract or a so-called leasing contract. Generally speaking, this type of contract obliges the lessee to pay a certain amount in order to use a certain item.The leases are legally formed through the conclusion of a lease. By doing so, the parties settle their relations in relation to the temporary and rewarding use of one thing.
Leasing
Leasing is a type of financial transaction that facilitates the use or acquisition of an asset. It is a modern way of financing the investment activity of the company.
Under finance leases, the lessor transfers ownership of the lease to the lessee after all lease payments have been made. Notwithstanding the fact that the lease is the property of the lessor, the lease is accounted for as a fixed asset to the lessee and amortized. Interest in monthly repayments is also recognized as a lessee’s expense. Financial leasing by SIS CREDIT could be used for purchase of vehicles (new or second-hand), purchase of machinery and specialized equipment, agricultural equipment and attachments, as well as acquisition of any fixed tangible assets. The product is suitable for individuals and legal entities.
We offer you:
– Amounts: from 2000 to 50 000 leva.
– Deadline: from 3 to 60 months
– Fixed annual interest rate: from 15% to 24%
– One-time drawdown fee: 1.5%
– No application fees
– No fees for full or partial early repayment
– Initial payment required – minimum 20%
Reverse (reverse) lease is a variant of a finance lease where the lessor buys the lease asset from the lessee and then provides it for use under the terms of a lease. Under this leasing scheme, the supplier (seller) and the lessee are the same natural or legal person.
The owners of real estates – apartment, house, villa, commercial building, administrative building, warehouse, agricultural land, regulated plot, etc., could benefit from a reverse lease from SIS CREDIT. The product is suitable for individuals and legal entities.
We offer you:
– Amounts: from 2000 to 50 000 leva.
– Deadline: from 3 to 60 months
– Fixed annual interest rate: from 15% to 24%
– One-time drawdown fee: 1.5%
– No application fees
– No fees for full or partial early repayment