СИС Кредит: Потребителски, Ипотечни и Бизнес кредити

Why to choose SIS CREDIT ?

Your faithful partner

We will support you in starting your business, in growth and in times of financial difficulty. We will be there when your banks refuse.

Transparent conditions

SIS CREDIT is the first Bulgarian financial institution certified under the European Code of Good Practice. All loans offered by SIS CREDIT are transparent and have no hidden fees and commissions.

Additional services

Thanks to our expert team, we have the opportunity to provide full financial services to our clients, including individual solutions and free consultations in all areas of finance.

Credit Calculator

For companies of 0 to 3 years of history

For companies over 3 years of history

Consumer credit without collateral

Consumer credit with collateral

Оur products

BUSINESS CREDIT KOSME +

For investments and working capital.

For companies in good financial condition, they offer mitigated requirements for the collateral on the loan.

CREDIT FOR PHYSICAL PERSONS

Every time you need us

Our credit consultants will offer you an individual credit solution with parameters tailored to your capabilities.

CREDIT FLYING START

For your flying start in business

Funding is appropriate for entrepreneurs who have not yet started their business venture or started up to 24 months ago

AGRICULTURAL CREDIT

With a pledge of subsidies

Farm credit offers you a quick alternative for the normal functioning of your business and the realization of your production.

FOR COMPANIES IN DIFFICULTY

Always to you

If you need additional funds and banks refuse to give you credit or have no time to wait, we offer fast, individual financial solutions.

LEASING OF MOTOR VEHICLES

Best conditions

Financial leasing creates liquidity. Instead of spending a lump sum on buying a car, take a lease from us.

News

SIS CREDIT participates in a competitive procedure for the implementation of a shared risk micro-credit facility

13.04.2019 in News

SIS CREDIT finances social enterprises and social entrepreneurship

13.04.2019 in News

SIS CREDIT received a certificate of the European Code of Good Practice

13.04.2019 in News

The SIS family

Meet the companies in the SIS Financial Group

SIS INVESTMENT INTERMEDIARY

PART OF FINANCIAL GROUP SIS

Sofia International Securities is a leading investment intermediary in Bulgaria with respect to concluded corporate deals and realized turnovers. We offer intermediation in trade with shares, bonds, currencies and derivatives so as on the Bulgarian Stock Exchange as well as on the world currency and capital markets. Our analyses are available to a great партньорите ни:

number of foreign financial institutions through our partners: Bloomberg, Reuters, Capital IQ, The Markets.

SIS has a full license for investment intermediary, issued by the Financial Supervision Commission. The company is a member of Bulgarian Stock Exchange, Central Depository and Bulgarian Association of Licensed Investment Intermediaries.

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SIS BROKERS

PART OF FINANCIAL GROUP SIS

SIS Brokers is an insurance broker and is the newest member of Financial Group SIS. The company has been licensed by the Financial Supervision Commission as per the Insurance Code in Bulgaria.
We offer insurance products to individuals and corporate clients against all insurance risks, available on Bulgarian market. With us you could conclude insurance contract of motor vehicles, property, health, life, cargo, and all types of responsibilities.

The insurance through SIS Brokers has plenty of advantages. We collect offers from all the insurers and offer you the best one. We read the general conditions of insurance companies instead of you and inform you about the things that matter.
We manage the insurance contract while reminding you about forthcoming payments and expiring policies. We are your representative in communication the Insurance company in case of accident.

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СSIS CONTROL

PART OF FINANCIAL GROUP SIS

SIS Control is a company specialized in consultancies in the field of non-performing loans collection. We ensure qualified assistance to borrowers in difficulty, as well as to companies and creditors who are not capable to collect their receivables. The service portfolio includes: collection and buy-out of overdue debts (receivables), consultancies about renegotiating and restructuring of loans, court collection of

loans.We have developed the first platform in Bulgaria for trade of receivables www.cesia.bg, which meets buyers and sellers of debts.
The platform is created with the idea to help companies in managing their receivables and aims to create transparent and united market in the area of intercompany indebtedness.

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SIS EUROPEAN FUNDING

PART OF FINANCIAL GROUP SIS

SIS European Funding is a consultancy company in the area of project proposals development to European programs. We offer assistance to our clients during the whole process– starting with business plan preparation till the full disbursement of granted funds no matter if by the EU Structure Programs, National Operative ones or over the direct financing EU Programs.

Our clients are representatives of small and medium business, municipalities, public administrations and institutions, so as individuals and agricultural producers.
We have realized a number of successful projects over all financing programs in different business sectors.

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SIS ZALOG

PART OF FINANCIAL GROUP SIS

SIS Zalog is a pawnshop which grants loans against pledge over movable property.
The company is completely compatible with the requirements of Ordinance for the activity of pawnbrokers’ and is registered as per the Data Protection Act which is a guarantee about the safety of clients` data.We offer flexible individual solutions for our clients’ financial

problems. We also use a maximum simplified procedures for calculation of interest and offer individual loan repayment schedules.
SIS Zalog is the best solution when you are looking for an express financing for facing current needs. Our team will offer you individual approach and quick alternative. Our main priorities are safety, rapidity, and correctness.

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SIS COOP

PART OF FINANCIAL GROUP SIS

SIS Coop is an agricultural cooperative, based on the principles of mutual aid. The company is specialized in assistance by determining needs of agricultural producers, stock-breeders and craftsmen. We grant loans for development of micro and small agricultural farms. Additional services we offer are: collaboration in choosing fertilizers, seeds, agricultural techniques, building and

management of efficient farms following European model, as well as providing market for the production.

We are member of Confindustria Bulgaria- organization with main purpose facilitation of economical cooperation between Italy and Bulgaria. Our partners are: Bulgarian Farmers Association, National Association of agricultural cooperatives in Bulgaria and National Association of Essential Oils.

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