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About Us


“SIS CREDIT” AD is a microfinance institution established in 2006. and offering loans up to BGN 50000. The company is registered in the Register of the Bulgarian National Bank under Article 3, paragraph 2 of the Law on Credits and the holders of a certificate from the Commission for Personal Data Protection.

The focus of the System Credit Company is on business financing, the provision of farmers and the provision of business loans.

Our team keeps professional customer service and strives to work according to the best European practices. From 2012 Sys Credit is a member of the Microfinance Center, an organization that brings together over 100 microfinance institutions from Europe and Asia, whose primary goal is to reduce poverty and develop human potential through access to financial services for all.

In 2013, Sys Credit is also part of the European Microfinance Network, and with this important step we hope to contribute to the development of the non-banking financial sector in Europe through cooperation with other European financial institutions, regulators and investment funds.

We support the Smart Campaign, the world’s first initiative in microfinance.

In 2012. SIS CREDIT won a JASMINE project of the European Investment Fund and the company was rated and our team received training for the implementation of our established standards in the sector.

Following the publication by the European Commission of the European Code of Practice for the provision of microcredit, one of the main goals of Cisco Credit was the step-by-step implementation of all the Code’s requirements. In July 2014. The Board of Directors of Cisco Credit officially signed the Code.

At the end of 2014. SIS CREDIT was selected as a Microfinance Center partner in a project to determine the degree of compliance of European microfinance institutions with the standards of the European Code and then managed to meet 81% of the requirements for customer care, transparency and good governance.

In 2015. SIS CREDIT was one of the 15 selected European financial institutions to participate in a publication of the European Microfinance Network on European Good Practices in Rural Microfinance.

The company was elected in 2015. from the European Investment Bank as a beneficiary of the EU Program for Employment and Social Innovation (EaSI). As a result, in June 2016, the company was rated and earned a BB-rated institutional rating: stable, which was awarded by the international rating agency Microfinanza rating.

Sys Credit is part of the SIS Financial Group.

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